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Small Steps Now Lead to Big Savings Later

Savings, finances, home financing, debt, finance
In a recent survey, 69% of consumers want to decrease their debt. 18% said they wanted to increase their credit score. 7% want to get rid of their credit cards altogether. And 7% want to increase their savings. These goals can be achieved over time—if you take a few steps now that can save you money later.Contact your credit card companies to see if you are getting the best rate, based on y...
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Homeowner’s Insurance: 5 Ways to Saving Big Bucks

Monopoly house
Your homeowner’s insurance policy is probably renewed on an annual basis and you get a copy of the updated policy in the mail.I know that reading an insurance policy is not high on your list of things to do, but here are 5 things to review to ensure that you are not paying too much — or have too little coverage. How much coverage do you really need? Don’t base your coverage on the apprai...
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Does It Really Help To Round Up Your Mortgage?

Finances Folder
Recently, I’ve had clients ask me about how to prepay on their mortgage. Of course, if you have an extra $100 per month, you may just want to add that to your monthly payment.But there’s another way…by rounding up your mortgage payment.So, let’s say that your mortgage payment is $957. Consider paying $1000 (or $43 more per month).Here’s the dealio. You probably won’t notice the diffe...
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