Home / Posts tagged "finances"


Increase Wealth by Living Below Your Means

Does your insurance cover your entire home?
Having a healthy bank account. Emergency money. Money for retirement. It does not happen overnight. So, I’d like to share with you a couple of tips that I recently read about.Try to live below your means: Instead of buying a new car, look for a low-mileage used one that would typically be 2/3 of the price of a new one. If you no longer need that giant house, sell it and buy one that is more ...
Read More

Shopping For A Competent Tax Preparer

Coins and Pens
The IRS requires that all tax-preparers must:Register with the Federal Government Pass a competency test Take continuing education courses Obtain a federal Preparer Tax Identification Number (PTIN)But, even if they are registered and have a PTIN number, it does not necessarily mean that they are competent. In a recent audit, the IRS had found substantial errors — overlooking com...
Read More

Does It Really Help To Round Up Your Mortgage?

Finances Folder
Recently, I’ve had clients ask me about how to prepay on their mortgage. Of course, if you have an extra $100 per month, you may just want to add that to your monthly payment.But there’s another way…by rounding up your mortgage payment.So, let’s say that your mortgage payment is $957. Consider paying $1000 (or $43 more per month).Here’s the dealio. You probably won’t notice the diffe...
Read More