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finance

Small Steps Now Lead to Big Savings Later

Savings, finances, home financing, debt, finance
In a recent survey, 69% of consumers want to decrease their debt. 18% said they wanted to increase their credit score. 7% want to get rid of their credit cards altogether. And 7% want to increase their savings. These goals can be achieved over time—if you take a few steps now that can save you money later. Contact your credit card companies to see if you are getting the best rate, based on y...
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What You Didn’t Learn in School: Six Tips from the Experts!

What You Didn’t Learn in School: Six Tips from the Experts!Did you ever wish they had taught courses in personal money management in school? Oh, they probably touched on it in high school. Maybe a little bit in college — that is, if it was a course as part of your major! So, what we did was depend upon family, friends, and bankers and tax preparers to help direct our financial future. Here a...
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Should A Home Seller Pay The Buyer’s Closing Costs?

Assisting a buyer with paying all or part of their closing costs may just be the ticket to getting your home sold—even in a hot market. Depending on the buyer, they are usually required to put 5% to 10% of the purchase price as a down payment. While you (as a seller) also have closing costs to pay, a buyer’s closing costs can also run into the thousands of dollars. Most buyers usually have the ...
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Your Rights if The IRS Audits You

Audit
There are 3 letters that strike fear into the hearts of Americans — I-R-S! And the very thought of getting an audit by them — usually leads a person to panic. What you might not know is that back in the 1990’s, Congress passed the Taxpayer Bill of Rights Law, which places the burden of proof in tax disputes on the IRS – not the taxpayer. However, there are some additional rights you have if y...
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