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Small Steps Now Lead to Big Savings Later

Savings, finances, home financing, debt, finance
In a recent survey, 69% of consumers want to decrease their debt. 18% said they wanted to increase their credit score. 7% want to get rid of their credit cards altogether. And 7% want to increase their savings. These goals can be achieved over time—if you take a few steps now that can save you money later. Contact your credit card companies to see if you are getting the best rate, based on y...
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4 Reasons Paying Off Your Mortgage Faster Isn’t Always the Best Move

You’ve likely heard about the debt-free philosophy espoused by financial gurus such as Dave Ramsey. The idea of gaining financial freedom by paying off all your debts as quickly as possible — even a mortgage with a low, fixed rate — may be appealing, but it’s not always a wise strategy, some financial experts say. With rates still hovering near historic lows, mortgages are considered “cheap” de...
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