Credit scores are one of those things that have consumers (and sometimes lenders) scratching their heads and saying, “How did they come up with THAT credit score?” The one you hear about the most are FICO scores (acronym for the Fair Isaac Corporation, the creators of the FICO score). It’s the one that most mortgage lenders use as one of the benchmarks to see if you qualify to refinance or...
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It’s the little things—that can save you a ton of money this year. Here are six of them that I’d like to share with you! Cancel a service  Take a look at your monthly credit card and bank statements.  Are you paying a monthly fee for a service that you hardly use?  Or can you find the service somewhere else for free?  For example—paying a monthly fee to Netflix when you can get it fr...
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If you are looking to buy or sell a home, you’ll probably want to not only find the best real estate agent for our needs but one with integrity and one that knows the ropes. They don’t have to be your best friend, but they should be someone that you genuinely like—because you’ll be spending a lot of time with them. Start with recommendations from family and friends. Ask what they liked about th...
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