6 Easy Ways To Save Money This Year

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It’s the little things—that can save you a ton of money this year. Here are six of them that I’d like to share with you! Cancel a service – Take a look at your monthly credit card and bank statements.  Are you paying a monthly fee for a service that you hardly use?  Or can you find the service somewhere else for free?  For example—paying a monthly fee to Netflix when...
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Signs You Need Foundation Repair

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Granite Foundation repair, Home repairs, home repairs waco, foundation repair Fort Worth,
Our amazing friend, Jim Oursler of Granite Foundation Repair jumped at the opportunity to share his vast knowledge on foundation repair. Hopefully, these tips from him and his team can help you before it's too late!   Having a solid foundation is the best thing for your home because it ensures the stability and safety of your house and that it is not compromised in any way. Over tim...
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Back To School Tips From The Teachers

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Home financing, back to school, waco home financing, home financing waco, mortgage lenders waco
With the school year starting back up again, it's important to make sure that your child goes back to school on the right foot. Here are some powerful back to school tips from Mrs. Evelyn Cheek works at Powell Center for Play and Ingenuity Magnet Elementary School. A teacher of 4th grade for 31 years, Cheek has these three tips to help parents ease into the new school year. Her first piece of ...
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What You Need To Know About Appraisals

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If you are buying a home and need a mortgage, the lender will require a property appraisal — comparing the sales price you have negotiated to other comparable homes that have sold in the area. If you are thinking of buying a new home or refinancing your home, you will also need an appraisal. Here are some things you need to know: Who Pays For the Appraisal? If the buyer of your home needs ...
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Small Steps Now Lead to Big Savings Later

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Savings, finances, home financing, debt, finance
In a recent survey, 69% of consumers want to decrease their debt. 18% said they wanted to increase their credit score. 7% want to get rid of their credit cards altogether. And 7% want to increase their savings. These goals can be achieved over time—if you take a few steps now that can save you money later. Contact your credit card companies to see if you are getting the best rate, based on y...
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17 Questions To Ask A Real Estate Agent

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If you are looking to buy or sell a home, you’ll probably want to not only find the best real estate agent for our needs but one with integrity and one that knows the ropes. They don’t have to be your best friend, but they should be someone that you genuinely like—because you’ll be spending a lot of time with them. Start with recommendations from family and friends. Ask what they liked about th...
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Your Credit Score Is Not a Secret!

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I’m sure you’ve seen the TV ads. Social media posts. Direct mail. Virtually everyone (mostly credit card companies) are offering you the ability to sign up, view your credit score and get notified if your credit score changes. Now, you can also sign up to be notified if a company performs a credit check on you too. But did you know that in addition to getting your credit score, that you a...
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Telltale Signs that It’s a Scam!

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History is jammed packed with stories of innovative ways that scammers have used to trick people to give them their money.  Their possessions. Their homes. With e-commerce.  Information on the web.  Social media.  Robo-phone calls.  It’s even easier to fall into a scammer’s web of deceit. So, how can you tell if you are one of their targets, what are the signs of a scam? Well, there is no...
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What Are the Top Kitchen Trends for 2018?

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  So, every year, the website Houzz creates a trends report regarding design, kitchens, color, housing and remodeling trends. You may be thinking of remodeling your kitchen. Maybe just making minor upgrades. Or just changing the color and accessories. I just recently read a report that I would like to share with you on the Top Kitchen Trends for 2018 that will remain trendy...
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Questions to Ask Before Buying a Second Home

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Buying a second home can be an awesome experience for years to come, but financially, I’d like to share some of the things that you might want to think about first. How much will it cost? It’s not just the sales price – there are other costs associated with it. Maintenance. Property taxes. Insurance (which is usually more expensive than for a first home). The experts claim that the expenses are...
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