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Recycling Facts We’d Like To Share With You

Recycling is one of the easiest ways we can help save the environment. I wanted to share a few facts that made me realize the impact we can all have if we take the time to sort paper, plastic, and glass. PaperBy recycling just 1/10th of newspapers distributed, it would save 25,000 trees per year. The average household throws away 13,000 pieces of paper a year. That include...
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8 Things You Can Do to Spruce Up Your Yard

Trim trees and bushes: Stand in front of your home and take a good look. Are there any dead tree branches? Dead or scrawny-looking bushes? Can you see your home or it is hidden from view because of the over growth. Now go to your back yard and do the same thing. Get rid of stuff: Is there a ladder next to your home? Paint cans? Tools? Toys everywhere? Sometimes, it’s been there so long yo...
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Homeowner’s Insurance: 5 Ways to Saving Big Bucks

Your homeowner’s insurance policy is probably renewed on an annual basis and you get a copy of the updated policy in the mail.I know that reading an insurance policy is not high on your list of things to do, but here are 5 things to review to ensure that you are not paying too much — or have too little coverage. How much coverage do you really need? Don’t base your coverage on the apprai...
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What You Didn’t Learn in School: Six Tips from the Experts!

What You Didn’t Learn in School: Six Tips from the Experts!Did you ever wish they had taught courses in personal money management in school? Oh, they probably touched on it in high school. Maybe a little bit in college — that is, if it was a course as part of your major!So, what we did was depend upon family, friends, and bankers and tax preparers to help direct our financial future.Here a...
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4 Reasons Paying Off Your Mortgage Faster Isn’t Always the Best Move

You’ve likely heard about the debt-free philosophy espoused by financial gurus such as Dave Ramsey. The idea of gaining financial freedom by paying off all your debts as quickly as possible — even a mortgage with a low, fixed rate — may be appealing, but it’s not always a wise strategy, some financial experts say.With rates still hovering near historic lows, mortgages are considered “cheap” de...
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Fall Home Maintenance Tips

The tips I’m about to share with you are basically for any time of the year—but here are some of the things you can do that will save you money in the long run.Caulk exterior joints around your windows and doors. Sealing gaps where the wind and cold can seep in could add hundreds of dollars to your heating bills. Have your furnace inspected and cleaned. Annual maintenance is a lot cheaper...
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