Holiday Scams To Watch Out For This Season

With the holiday season upon us, it can be easy to lose yourself in the spirit of the season. However, as NBC News points out in their article (reposted below), scams are in full force this time of the year. Below are 6 common holiday scams to be on the lookout for. We may have just gone on a shopping spree during Black Friday and Cyber Monday, but many of us are still gearing up to shop for ...
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Easy Ways to Keep Your Home “Ready to Show” when Listing Your Home for Sale.

So, you’ve listed your home for sale — or maybe you’re thinking about it.I’m sure one of the questions that you may be asking yourself is…“How do I keep my home clean and ready to show to buyers—while we are still living here?” Here are a couple of tips from the pros… Ask all family members to participate. Create a checklist of what needs to be put away in their rooms ev...
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Do You Know: The Tidewater Process

The VA has recently re-instated a circular on the The VA has recently reinstated a circular on their Tidewater Process. Here's a quick run down of the key pointsIt makes sense that VA would revisit this procedure with so many markets seeing rapid appreciation. Rapid appreciation is always a challenge for appraisers as the sales data runs slightly behind the information needed in a frenzied...
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Preventing Break-Ins

How to Keep Your Home Safe from ThievesIt’s been reported that in the US, break-ins happen every 14.6 seconds.  The average loss is just a little over $2,000.  So, if you have a $1,000 deductible on your homeowner’s insurance policy, only half of your loss would be covered.Here are some strategies for keeping your home safe from would-be thieves: Tear up cardboard boxes  There’s no bette...
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How To Make Your Home Appraise Higher

What Can You Do To Make Your Home Appraise Higher?If you are considering refinancing your current mortgage, the mortgage company usually (but not always) requires an appraisal. Here are some tips on how you can help your house appraise higher and show the true value of your home. Clean up the yard Appraisers are required to take pictures of the home. If you have stuff laying around the yar...
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Should I Refinance My Mortgage {Infographic}

Are you interested in a lower monthly mortgage payment? Maybe a refinance could be right for you.American Equity recently released a helpful infographic that could help you decide if a refinance is right for you. While there are a lot of factors involved in your decision, it really comes down to talking to your loan officer about your situation and whether or not it's the righ...
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Avoiding Ransomware Attacks!

Avoiding Ransomware Attacks!What is “ransomware”?It’s a cyber crime where hackers hold your computer files for “ransom” and ask you for money to release the files back to you. When you log on to your computer, a screen will pop up, telling you that you cannot access your files unless you pay them money (they usually ask for a dollar amount to be paid in bitcoins so the money can’t be trace...
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Recycling Facts We’d Like To Share With You

Recycling is one of the easiest ways we can help save the environment. I wanted to share a few facts that made me realize the impact we can all have if we take the time to sort paper, plastic, and glass. PaperBy recycling just 1/10th of newspapers distributed, it would save 25,000 trees per year. The average household throws away 13,000 pieces of paper a year. That include...
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8 Things You Can Do to Spruce Up Your Yard

Trim trees and bushes: Stand in front of your home and take a good look. Are there any dead tree branches? Dead or scrawny-looking bushes? Can you see your home or it is hidden from view because of the over growth. Now go to your back yard and do the same thing. Get rid of stuff: Is there a ladder next to your home? Paint cans? Tools? Toys everywhere? Sometimes, it’s been there so long yo...
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Homeowner’s Insurance: 5 Ways to Saving Big Bucks

Your homeowner’s insurance policy is probably renewed on an annual basis and you get a copy of the updated policy in the mail.I know that reading an insurance policy is not high on your list of things to do, but here are 5 things to review to ensure that you are not paying too much — or have too little coverage. How much coverage do you really need? Don’t base your coverage on the apprai...
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